RT Journal Article SR Electronic T1 Editor’s Letter JF The Journal of Retirement FD Institutional Investor Journals SP 1 OP 4 DO 10.3905/jor.2018.5.4.001 VO 5 IS 4 A1 George A. (Sandy) Mackenzie YR 2018 UL https://pm-research.com/content/5/4/1.abstract AB