New evidence on the money's worth of individual annuities
OS Mitchell, JM Poterba, MJ Warshawsky… - American economic …, 1999 - pubs.aeaweb.org
… We also note that our 1995 results are reminiscent of the high valuesper-premium dollar
that Warshawsky (1988) reports for several earlier periods, including the 1940’s, early 1950’s, …
that Warshawsky (1988) reports for several earlier periods, including the 1940’s, early 1950’s, …
The cost of annuities: Implications for saving behavior and bequests
BM Friedman, MJ Warshawsky - The Quarterly Journal of …, 1990 - academic.oup.com
The fact that most elderly US individuals maintain a flat age-wealth profile, rather than buy
individual life annuities, contradicts the standard life-cycle consumption model. Average …
individual life annuities, contradicts the standard life-cycle consumption model. Average …
In sickness and in health: An annuity approach to financing long-term care and retirement income
CM Murtaugh, BC Spillman, MJ Warshawsky - Journal of Risk and …, 2001 - JSTOR
We examine the implications of the positive correlation of mortality and disability for the
benefits of combining an immediate income annuity with long-term care disability coverage at …
benefits of combining an immediate income annuity with long-term care disability coverage at …
[BOOK][B] The role of annuity markets in financing retirement
JR Brown, OS Mitchell, JM Poterba, MJ Warshawsky - 2001 - books.google.com
Annuity insurance products help protect retirees against outliving their incomes. Dramatic
advances in life expectancy mean that today's retirees must plan on living into their eighties, …
advances in life expectancy mean that today's retirees must plan on living into their eighties, …
Making retirement income last a lifetime
…, R Veres, MJ Warshawsky - Journal of Financial …, 2001 - search.proquest.com
The goal of this paper is to explore the sustainability of investment portfolio withdrawals using
two distinct methodologies-historical analysis and Monte Carlo simulations-to address the …
two distinct methodologies-historical analysis and Monte Carlo simulations-to address the …
[PDF][PDF] How prepared are Americans for retirement?
MJ Warshawsky, J Ameriks - Forecasting retirement needs and …, 2000 - academia.edu
In this era emphasizing individual economic responsibility, policymakers and the media often
pose a question that many of us ask ourselves:" Will current workers retire in comfort?" This …
pose a question that many of us ask ourselves:" Will current workers retire in comfort?" This …
Policy implications of an annuity approach to integrating long-term care financing and retirement income
…, CM Murtaugh, MJ Warshawsky - Journal of Aging and …, 2003 - journals.sagepub.com
The authors consider an integrated income and disability annuity as an alternative framework
for long-term care financing, show that pooling disability and mortality risks can reduce the …
for long-term care financing, show that pooling disability and mortality risks can reduce the …
[BOOK][B] Retirement income: Risks and strategies
MJ Warshawsky - 2011 - books.google.com
… I dedicate this book to my parents, Arthur and Dorothy Warshawsky: may they live and be
well for many more years. They have shown me the virtues of hard work, prudence, persistence…
well for many more years. They have shown me the virtues of hard work, prudence, persistence…
Retirement savings adequacy of US workers
G Pang, MJ Warshawsky - Available at SSRN 2263379, 2013 - papers.ssrn.com
Whether US workers are saving adequately for retirement is an important subject for employer
and public policy. The optimal target levels of retirement savings are here determined …
and public policy. The optimal target levels of retirement savings are here determined …
[PDF][PDF] Integrating life annuities and long-term care insurance: Theory, evidence, practice, and policy
MJ Warshawsky, B Spillman, C Murtaugh - Innovations in financing …, 2002 - core.ac.uk
… consumption patterns over an uncertain lifetime, within the constraints imposed by limited
lifetime resources; here life annuities should be used widely (Friedman and Warshawsky, ∞ΩΩ…
lifetime resources; here life annuities should be used widely (Friedman and Warshawsky, ∞ΩΩ…