Ghana's elderly population represents about 6.7% of the national populace. They comprise
persons aged sixty years and above, including retirees. The main source of income for some …

A well-founded risk management process is necessary to meet the Markets in Financial
Instruments Directive (MiFID) suitability requirements. In this article, we describe how risk …

Practitioners are well aware of the pernicious effect of the “sequence of investment returns”
on retirement income sustainability. Poor markets early in the withdrawal phase increase the …

In this article, the authors provide an analysis of the recent regulatory developments that
have taken place in the United States and the European Union and highlight the impact that …

Retirees commonly face four risks that can threaten to derail their retirement: longevity,
health care, sequence of returns, and inflation. These risks pose a multifaceted challenge …

This paper examined patterns of decumulation and the role that health events and marital
disruption play in forming those patterns. Study data were drawn from six biennial waves of …

The authors focus on the impact of taxes on equity management styles, more specifically on
the degree of portfolio management activity. They introduce the concept of active …