This study explores the issue of what is an appropriate default equity glide-path for client
portfolios during the retirement phase of the life cycle. We find, surprisingly, that rising equity …

Target-date investment strategies purport to meet the two primary objectives of any
retirement savings program: maximize the real value of our nest eggs, and minimize …

Practitioners are well aware of the pernicious effect of the “sequence of investment returns”
on retirement income sustainability. Poor markets early in the withdrawal phase increase the …

Measuring the Risk of Running Out of Money in Retirement | Financial Planning Association
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What do we know about investment fraud? This work expands the body of knowledge
through several means. This paper discerns whether Americans can successfully identify …

This paper is concerned with the use of currently available technology to provide individuals,
financial advisors and pension fund financial planners with detailed prospective financial …

Counterparty risk in the form of investment fraud damages a retiree's nest egg. Does fraud
negatively impact portfolios that are both stock and bond-heavy equally? This study uses …

This article shows investment advisors how to compute a funded ratio and, subsequently,
how to use this metric to assess retirement readiness for individual clients. The funded ratio …

This paper quantifies the effect of fraud shocks on retirement planning outcomes. By using
Monte Carlo analysis similar to that in the Trinity Studies of 1998, 2011, and 2015, the …

With the oldest baby boomers over eleven years into retirement and the oldest Generation X
members just eight years away, we now have over 135 million people in the US actively …