This study analyzes a longevity insurance for defined-contribution (DC) systems, using the
case of Chile to evaluate its potential implementation. In the current context of increasing …

The authors propose three principles for evaluating the practical efficacy of machine
learning for stock selection, and they compare the performance of various models and …

This Article considers how changes in the laws and regulations governing pensions and
annuities could help promote secure, lifetime income streams. More specifically, this Article …

Very few defined contribution retirement plans in the US today pay out lifetime income
streams, leaving retirees at risk to run out of money in old age. Our proposal is to include …

In recent years, the prospect of increasing individual interest in annuitizing retirement
savings has been enhanced through an insurance product designed to provide monthly …

We describe a recursive algorithm that computes the timing and quantity of purchase of
deferred income annuities (DIAs) within target-date funds (TDF) in defined contribution (DC) …

The potential benefits of annuitization vary considerably from one person to the next.
However, given the low popularity of annuitization in the United States and the general …

This paper examines data from the EBRI HSA Database to get a better understanding of
who is using the investment-account option, and how account balances and contributions …

ABSTRACT Retirement savings in South Africa is dominated by a system of defined
contribution provision. Within this system, individuals contribute regularly over their working …

The prospect of outliving retirement savings is a very real risk for many Baby Boomers and
Gen Xers. Yet, only a very small percentage of defined contribution (DC) and individual …