A combination strategy of laddered purchases of immediate life annuities and fixed
percentage withdrawals from a portfolio whose assets are being dynamically allocated …

This study examined the extent to which deferring the claiming date for Social Security
benefits preserved an individual's tax-deferred retirement assets, thus enhancing the ability …

Longevity insurance annuities are deferred annuities that begin payment at advanced ages,
such as age 82. They provide insurance against running out of money in old age. They …

Different approaches have been studied for dealing with the life cycle problem of paying for
retirement consumption. Two key aspects of this problem are saving enough for retirement …

Discussion Rundle observes that academics and policymakers generally support the use of
annuities for funding retirement. Nonetheless, he notes, people generally do not annuitize …