Is automatic enrollment consistent with a life cycle model?

JS Scott, JB Shoven, SN Slavov, JG Watson - Economic Inquiry, 2022 - Wiley Online Library
We examine retirement saving for young adults in a life cycle model. We find that optimal
retirement saving is zero for liquidity‐constrained young adults who anticipate significant …

Worker and spousal responses to automatic enrollment

E Derby, K Mackie, J Mortenson - Journal of Public Economics, 2023 - Elsevier
This paper provides comprehensive estimates of the savings effects of automatically
enrolling employees in retirement plans. We use administrative US tax data to measure the …

[PDF][PDF] May 2023. Income Supplements versus Building Assets and the Racial Wealth Gap: Tax Policies. Samuel DuBois Cook Center on Social Equity at Duke …

WA Darity Jr, W Gale… - … stated, any views or … - socialequity-old.oit.duke.edu
The goal of this report is to provide a background of tax policies designed to address the
racial wealth gap in the US. and to give an overview of alternative approaches and current …

Welfare effects of automatic‐IRAs

E Cottle Hunt - Contemporary Economic Policy, 2023 - Wiley Online Library
Several states require employers who do not offer retirement benefits to automatically enroll
their employees in individual retirement accounts (IRAs). We quantify the welfare effects of …

[PDF][PDF] Welfare Gains of Automatic IRAs for Myopic Workers

EC Hunt - 2019 - sites.lafayette.edu
Five US states currently require employers who do not offer retirement benefits to
automatically enroll employees in IRAs, and several other states are considering similar …