Oregon recently launched an automatic-enrollment retirement savings program for private
sector workers lacking access to other workplace retirement plans. We analyze participation …

Although supplemental saving plans can be an important part of an individual's financial
security in retirement, contribution rates remain low, particularly among those with lower …

Although supplemental saving plans can be an important part of an individual's financial
security in retirement, contribution rates remain low, particularly among those with lower …

Workers often participate in pre-retirement planning activities to gain awareness of the likely
changes they may experience when they retire to enable them to prepare accordingly …

This book examines the origins and consequences of so-called pension fund capitalism,
which has spread around the world since 1981, when the pension system was completely …

Amid concerns that individnals inadequate. ly save for retirement, many states have
considered legislation to create Anto-IRAs (individual retirement accounts) that automatically …

We analyze employee choices and the evolution of account balances in OregonSaves, the
first US state-sponsored retirement program for private-sector workers lacking an employer …

Defaults improve outcomes for passive savers but may also reduce the effectiveness of
policies such as rainy-day emergency savings funds that require active choice. We …

Medical hardships are common in the United States due to rising medical expenditures and
patient-financial responsibilities. Meanwhile, every year, billions of dollars are lost to …

Defaults are effective because they harness an employee's inertia to increase savings. The
CARES Act gave workers access to retirement savings without penalty to meet COVID-19 …