All individuals need to determine a withdrawal policy for their retirement. This decision
needs to balance the goal of funding a desired lifestyle (and perhaps leaving a bequest) …

In this article, we integrate investment decisions in the post-retirement period with the
inclusion of a deferred annuity (DA) to provide a lifetime decumulation solution. We use the …

We show how the relatively new concept of Perfect Withdrawal Rate can be used in
assessing the appropriate sustainable withdrawal amounts from a pot of wealth. This can be …

This study shows how to use the concept of Perfect Withdrawal Rates to quantify appropriate
retirement withdrawal amounts year by year based on changing returns and (probably) in …

The vulnerability of individuals planning for retirement has been growing as a result of the
conversion from defined-benefit plans to defined-contribution plans, the steady increase in …

This article shows how the relatively new concept of Perfect Withdrawal Rate can be used in
assessing the appropriate sustainable withdrawal amounts from a pot of wealth. This …

This paper proposes a new method of assessing the sustainability of withdrawals from a
given pot of wealth in retirement or indeed in any similar context such as intergenerational …

The Halloween candy problem is faced by millions of American households each October
31, as they choose a strategy for giving out Halloween candy—it's the trade-off between not …

Under conditions of upward-trending stock prices in the broad market, bull (long) leveraged
exchange-traded funds (LETFs) benchmarked to the S&P 500 Index produce significant …